![]() What happens when those capabilities are harnessed for assessing risk and pricing insurance? Every time it plays (and it plays millions of times a day), the machine learns, and the algorithm morphs. The AI encodes its own fabulously intricate instructions, using billions of data to train its machine learning engine. AI crushes humans at chess, for example, because it uses algorithms that no human could create, and none fully understand. Credit scores are a 3 digit number, derived from a static formula that weighs 5 self-explanatory factors.īut in the era of big data and artificial intelligence, all that could change. Reasonable people may disagree on whether credit scores discriminate fairly or unfairly – and we can have that debate because we can all get our heads around the question at hand. For this reason, California, Massachusetts, and Maryland don’t allow insurance pricing based on credit scores. But it turns out there is something not to like: credit scores are also highly predictive of skin color, acting in effect as a proxy for race. What’s not to like? Indeed, most regulators allow the use of credit-based insurance scores, and in the US these can impact your premiums by up to 288%. Take your garden-variety ‘credit score.’ Credit scores are derived from objective data that don’t include race, and are highly predictive of insurance losses. But while that sounds like the end of the matter, it’s not. It’s illegal, unethical, and unprofitable. Thankfully, no insurer will ever use membership in a “protected class” (race, gender, religion…) as a pricing factor. As no two people are entirely alike, that means treating different people differently. But how to segment people without discriminating unfairly? Insurance is the business of assessing risks and pricing policies to match. Algorithms we can’t understand can make insurance fairer
0 Comments
![]() Retrieve games according to openings, players and tournaments generate tournament cross tables and full graphic statistics of players or openings “Similarity search” shows all games with similar pawn structures, sacrifice patterns, endgame positions, etc. Slimmed down search booster: required hard disk space halved Search for characteristic tactical positions in an opening variation After an update to Megadatabase, overview of important recent innovations and theoretical trends. Update service for MegaDatabase with a single click Innovations and trends as annotations in Tactical Analysis Preparation for opponents with recognition of their weaknesses taking into account your own repertoire Urgent news about recently played innovations with direct access to the database Better overview when playing through deeply analysed games thanks to dynamic folding of the notation With a choice of focus: Main Variations, Fashion, Side Lines, Attacking, Gambits, Endgame Repertoire recommendations for every move with a single click. Start your personal success story with ChessBase and enjoy the game even more. It is the program of choice for anyone who loves the game and wants to know more about it. Everyone uses ChessBase, from the World Champion to the amateur next door. ![]() The only limitation of a free account is that the search results are limited and in Video Watch, the board is synchronized to the first ~10 minutes of the video.Your key to fresh ideas, precise analyses and targeted training!ĬhessBase is a personal, stand-alone chess database that has become the standard throughout the world. The app is completely free to try so everyone can check if it’s suitable for their studies and preferences, and only then decide if the member account helps with that. The Library is synchronized with the Library in our mobile scanning app so each scanned board you saved there appears also here. Combining filters is quite powerful, for example, you can easily find videos with exchange sacrifice in the middlegame of the Sicilian opening.ĭiagram Library - save your favorite diagrams so you can access them easily and load them to the Board Explorer. The results point to the exact timestamps in the videos. Video Search - search YouTube chess videos by content with various filters. There is also a list of moves detected in the video and clicking on the makes the video jump to when the move was made. The analysis board matches the board in the video, provides engine evaluation with the best move, and lets you try alternative variations. Watch Video - watch chess videos from YouTube with a synchronized analysis board, the engine, and the list of moves. Load PGN of your game and use the found videos to improve. It watched YouTube videos dating back to 2015 from these chess channels: agadmator's Chess Channel, Astaneh Chess, Charlotte Chess Center & Scholastic Academy, Chess Club and Scholastic Center of Atlanta, Chess Talk,, ChessBase India, ChessCoach Andras, ChessDojo, ChessNetwork, Daniel Naroditsky, Eric Rosen, GMBenjaminFinegold, GMHikaru, GingerGM, GothamChess, Hanging Pawns, IM Giorgi Sibashvili, Jonathan Schrantz, kingscrusher, PowerPla圜hess, Saint Louis Chess Club, thechesswebsite and continues watching their newly published videos.īoard Explorer - play your moves and explore YouTube videos matching positions on the board. ![]() ![]() There is a huge collection of HD (1080p and 4K) links to choose from and even some 3D links too, you will definitely be able to find anything you want to watch on here! Click here to read more. This addon is very popular as it’s an Exodus/Covenant fork by Supremacy, meaning it has all of the features and high quality links of these other popular addons. In this tutorial I will be teaching you how to install the latest Yoda add-on on Kodi 19.4 Matrix or 18.9 Leia. ![]() Live’s ability to play any sample in sync with a chosen tempo is a unique and important feature. As with the Tap button, these buttons are much easier to use when mapped to MIDI controllers. As long as your Set’s tempo is basically the same as that of the unsynchronized material, you can use the Phase Nudge Up/Down buttons to temporarily speed up or slow down Live’s playback to match what you hear. This ensures that those apps remain tempo synced, and also at the correct position in the musical phrase.Īlthough Live can be easily synchronized via Link or to external MIDI devices ( see Chapter 32), you may find yourself in situations in which you need to adjust to sources that aren’t locked to one tempo, such as live musicians or turntables. Starting playback of Live’s transport by tapping the tempo will automatically adjust the playback position of any apps that are connected via Ableton Link ( see 32.1.1). If the “Start Playback with Tap Tempo” button is enabled in Live’s Record/Warp/Launch Preferences, you can also use tapping to count in: If you are working in a 4:4 signature, it takes four taps to start song playback at the tapped tempo. The more taps Live receives in a row, the more precisely it will be able to conclude the desired tempo. Although Live responds to your tapping immediately, it does apply some degree of inertia to prevent sluggish behavior in the software. The Tap button can also be assigned to a MIDI note or controller, like a foot switch, in a similar fashion. The assignment will take effect immediately. Click on the Control Bar’s KEY switch to enter Key Map Mode then select the Tap button press the key you would like to use for tapping click the KEY switch again to leave Key Map Mode. You can also assign the Tap button to a computer key instead of using the mouse. As you click the Control Bar’s Tap Tempo button once every beat, the tempo of the Live Set will follow your tapping. You can use Live’s Tap Tempo function to set the tempo at any time. Please refer to the chapter on synchronization ( see Chapter 32) for details. The respective settings are made in the Link/Tempo/MIDI Preferences. You can have an external sequencer (or drum machine) play along with Live or have Live play along with the sequencer. Setting one knob to control coarse tempo in BPM and another to control fine tempo in hundredths of a BPM allows for enough precision to adjust to live performers or other unsynchronized sources. For maximum tempo control during performance, you can MIDI map ( see Chapter 29) separate controllers to the Tempo field on both sides of the decimal point. You can even automate the tempo ( see 21.5.8) to create smooth or sudden tempo changes along the song timeline. The Control Bar’s Tempo field allows you to change the playback tempo of your Live Set at any time, in real time. Mixing and matching audio from different origins is therefore extremely easy. This happens without affecting the pitch, which can be changed independently. Live is capable of time-warping samples while streaming them from disk so as to synchronize them to the current Live Set’s tempo. Unlike music stored on tape or in a traditional digital audio workstation, the music in Live remains “elastic“ at all times. They advised me to do the following: Mac OS Open Adobe Digital! Press Command+Shift+D to deauthorize Adobe Digital Editions. I keep getting this message Unable to download, error getting License, License server communication Problem E_ACT_NOT_READY I have gotten in touch with the library. I am trying to download a library book (Epub ebook) into my Mac laptop.Please notify your library of this or contact the distributor. It is not caused by ADE or your computer. License Server Communications Problem: E_ADEPT_NO_TOKEN This error indicates a problem with the eBook file. Digital Editions: unable to download Error getting License.The Overdrive app seems to be working fine but ADE's won't start? I don't get the open pop up.īooks I have checked out of the library show in ADE's when I go to it independently. Just installed Adobe Digital Editions 4 on my Windows 8.1 computer and can't get to ADE's to download or return books to my library. ![]() License Server Communication Problem: E_ACT_NOT_READY Does anyone know why this is happening and how I can successfully open my download.
Don't even acknowledge the existence of yellow orbs. The best way to get good is to replay the mission. You play the LEGENDARY DARK SOULS and thought you were a pro because everyone says it's hard? Welcome to old school gaming, ninja. This sounds like a case of someone who has been ruined by modern games. To be honest, this sounds like a case of git gud skrub. Why did you lose a yellow orb to phantom (the spider) in the hallway? That's at the start of a mission. I wouldn't hate you if you cheated and cheesed the games, but honestly you would be robbing yourself of the experience of getting better and overcoming the obstacles the game throws at you. I would expect you to start realising the patterns after the first two times you see an attack to avoid them. The missions themselves are short, you should be able to replay them in ten minutes each, and enemy and boss attacks are very well telegraphed. Enjoy the enemies, kill all the enemies in a room but leave one alive and just observe its attacks and try and notice something about it. Instead, take in the progress you make and improve, enjoy the scenery, it's an adventure through this haunted demonic castle. You shouldn't look at this game as filler that you just want to beat and rush through to see the end, you won't enjoy yourself at all like that. It makes it rough around the edges for new comers, but makes the game so much more enjoyable when you play it again and again, a philosophy most games don't have any more where you really have to practise to beat it and find it challenging each time you play rather than just learning a trick they gave you a warning for. The game was designed for replayability and rewarding returning players more than first time players. It's a game based solely around learning enemy patterns and the best counter-attacks to them, so how do you want me to beat hard boss fights on the first tryĮxactly true, and that's where the appeal comes in. ![]() Not far from the truth, since you aren't supposed to use yellow orbs or even die, items are a last resort for players who are struggling which you should aim to avoid as much as possible, and the game actually penalises you for using them (but there's nothing wrong with using them, only relying on them as a crutch). I find the Yellow orbs to be just bs to pad the length of the game So, should I just give up on the series? Would you hate me if I used cheat engine to give me infinite yellow orbs? Does the game later give you enough yellow orbs that you have to worry little about it or is it always going to be a scarce resource? ![]() Oh, moreover, I lost a yellow orb to the scorpion appearing out of nowhere in the corridor and another to the mirror demon attacking me while I was climbing towards him and the camera changes, things that would be fine with a normal checkpoint system like in Bayonetta, but not in one where I have to do the last 20 minutes all over again Plus, I don't have the time for doing missions over and over again, I'm in goddamn college and I need to study. Call me the noobest person on earth, but I find the Yellow orbs to be just bs to pad the length of the game! It's a game based solely around learning enemy patterns and the best counter-attacks to them, so how do you want me to beat hard boss fights on the first try if 1) you don't give me any info about them before-hand 2) they often arrive out of the blue? I'm all for a hard challenge, but even Dark Souls 1 offered hidden bonfires near boss fights so that you do very little backtracking every time, and in that game there's not much enemy variety, so once you learn how one works you can always defeat him, the difficulty actually comes more from analyzing the level design on the fly and coming up with a strategy and prioritizing actions, and you also get to keep items aswell. There I discovered that if you finish yellow orbs you have to start the mission from the beginning. I made it past the dreaded scorpion no prob by spamming jump and attack, the shadow lion that you have to shoot to death, and I got vanquished at the mirror demon. ![]() I like the setting, I like the combat, I like the lack of direction, I like the graphics, the cutscenes. Separate from the Synergy data, a study published in Health Affairs in August also stands as a reminder of home care’s market potential.įrom 2004 to 2016, the use of “informal” home care among older adults with disabilities drastically increased, to where there were nearly three-quarters of adults receiving informal home care by the end of that stretch. “I think that you will start to see people who are thinking differently about their needs, whether it’s respite help for the sandwich generation child who is trying to figure out how to juggle a job, kids and aging parents - or a family who has a relatively active senior member far away and not close to them.” “It has caused them to rethink everything,” he said. Reflecting on the findings, Young believes the COVID-19 emergency has forced people to strongly consider their needs and what care fits best. Those people are always going to need home care … but what we’re seeing, too, is that isolation is a serious issue for the elderly.”Īdditionally, when looking at Synergy’s data on inbound inquiries, about 39% of people were seeking care for general aging, with about 20% seeking dementia care and roughly 14% looking for disability support. You obviously have people who are in need of intense personal care with bathing, feeding, getting up getting down - their ADLs. “I think that COVID has really put a spotlight on that. “I think this tells you home care takes on a lot of different flavors,” he said. These findings highlight that home care needs often range from long-term to short-term needs, according to Young. Another 47% were requesting care four or fewer days weekly.Ībout 29% of people were seeking care seven days a week. “Those people who were in real serious need for daily, hourly, regular personal care - that really kicked-in, in a strong way,” Young said.įor those who weren’t seeking daily care for themselves or a loved one, about 27% were looking for care just a couple days per week. “It was the one area of the business that really fell off in the brunt of COVID, in the March-April time period.”ĭuring that same spring period, Synergy also saw its hours per caregiver go up significantly. “As we are entering into a new normal and people are becoming more comfortable living and operating in their daily lives, in the COVID era, we’re seeing that need for companion care coming back pretty strong,” he said. Specifically, Synergy has seen a 70% increase in online inquiries over the past several months, according to Young. “There is an opportunity for home care agencies to more proactively market the value of enabling seniors and … their independence,” Charlie Young, the company’s CEO, told Home Health Care News.Īnother major finding is that Synergy has begun to see a return to normalcy in the midst of the COVID-19 emergency. This is something for home care providers to consider when planning their marketing strategies. ![]() About 78% of people looking into care options are the adult children of seniors, while roughly 17% are the potential clients themselves, Synergy observed. Synergy’s data also revealed that the majority of people seeking home care are acting on behalf of an aging family member. The key takeaway for home care providers: There’s still a vast market opportunity for personal care and companion services out there, even during the COVID-19 public health emergency. Synergy’s data was gleaned from online inbound inquiries to the company’s website over the past six months. ![]() That’s according to recent data from Synergy HomeCare, a Gilbert, Arizona-based non-medical home care franchise that offers companionship services, in addition to personal assistance, housekeeping, live-in care and 24-hour home care services. Roughly 35% of people who seek out care for aging family members don’t have local support when it comes to personal care. ![]() Against a sturdy backdrop of indigenous culture and architecture, modern metropolitan culture brought its systems of transportation and accommodation, as well as new hierarchies of political and social control. ![]() To be a tourist in Libya during the period of Italian colonization was to experience a complex negotiation of cultures. The paper also examines their livelihood, problems and scope of these contemporary rentable housing for future housing problem solution and also for the socio economic up gradation as well. The paper depicts their affordable housing form and type which have been derived spontaneously from the traditional rural house form to fulfil the basic Owners/farmers find it lucrative Business to transform their inherited farm land to make those as rental accommodation. As a result, they depend on local people’s houses they rent and share with them. There are no proper dormitories for women workers which can ensure their utmost needs and can live with a satisfactory level. But due to lack of concern by Property authority and management system, the accommodation of the migrant factory workers especially the women work force had been ignored by years. Over populated Dhaka in need of transfer to northern part of Savar, Tongi and Gazipur flourished with numerous factories. ![]() Ready Made Garments (RMG) sector at present which is considered as the Blood economy of Bangladesh since last 35 years faced a harsh crisis due to demand of more land for larger extension in this sector in the mega city, Dhaka and therefore shifted to peripheral sub urban areas where land scarcity and value were relatively low. Rokhsaneh Rahbarianyazd Alanya HEP University Alanya, Turkey This book is a useful collection of academic resource and discusses some unsolved issues that cities has to face. Each chapter is a free-standing text, but the twenty-four contributions have been grouped to enable cross-reference and comparison. This provocative collection of essays and contributors is concerned with underlying issues such as ecosystem, architectural history, open and public space, aesthetics of urban planning, livability, urban equity, sustainable development, construction and risk management, urban identity, conservation and regeneration, ethnicity, engagement and gender studies, some with case studies. It was conceived as an intellectual discourse and a concise compendium of recent research in two parts, first part comprises Architecture and Urban studies with fourteen chapters and the second part contains Heritage and Habitat studies with ten chapters. The idea of this book originated in the 4th International Conference of Contemporary Affairs in Architecture and Urbanism ICCAUA2021, held online in Alanya Hamdullah Emin Pasa University in May 2021. ![]() ![]() Theodorou also served as a “ring boy” for Invicta FC and was featured on “The Amazing Race Canada, Season 3” in 2015. In January 2020, he became the first professional athlete to receive a Therapeutic Use Exemption (TUE) for it. In the later years of his career, Theodorou became a vocal advocate for destigmatization and allowance of medical cannabis. He went 3-0 after his departure, with his most recent win in December over Bryan Baker. Theodorou took his release in stride and vowed to reinvent himself. Despite Theodorou’s lopsidedly successful UFC record (8-3), UFC president Dana White said the decision to part ways was based on the unlikelihood Theodorou would become a top-five fighter. His only three promotional losses came against perennial contenders Thiago Santos, Brad Tavares, and Derek Brunson.Īfter the loss to Brunson in May 2019, Theodorou was released from the UFC. He went on to defeat names like Cezar Ferreira, Sam Alvey, Eryk Anders, and Trevor Smith. and ground mechanics deliver more control in those key phases of the fight. His career kickstarted when he won “TUF Nations” with a knockout of Sheldon Westcott. PS Plus subscribers can look forward to EA Sports UFC 4, Tiny Tinas Assault. Theodorou hadn’t publicly revealed his illness prior to his death.Īccording to TSN journalist Aaron Bronsteter, Theodorou was diagnosed with Stage 4 liver cancer.įrom 2014-2019, Ontario’s Theodorou competed 11 times in the UFC. Sources who knew Theodorou confirmed the news to MMA Junkie after various reports surfaced of his death online. Theodorou died Sunday after a battle with cancer. Former UFC fighter and “TUF Nations” winner Elias Theodorou has died. Most popular league teams like La Liga and CSL are also there in it.More than 126 teams are present in the game.You can select from a wide range of players that is 2600.The graphics of this game are absolutely real.Have a look at the below-mentioned paragraph. If you want to learn some other features, then don’t move from this article. But for unlocking them, you need to win the games and get awards. In short, you will get a proper football game with more than 2600 players in the collection box. Therefore, it is one of the most loved football games in the world. You can also play this game with your friends and family because of the multiplayer mode. The modes of Winning Eleven 2012 Warkop are the world cup, premier league, club cup, Lega Serie A, CSL, La Liga, penalty shootout, and friendly match. Fifa 12 Commentary Pack (All Languages) - PC, MAC & DOWNLOAD. But you must read the full article to understand most of the features of this game. fifa 12 commentary pack all languages download torrent game. Apart from these things, there are hundreds of other things that will work best for you. You can choose your favorite team players from the collection of 2600 players. FIFA 12 is the 19th game in Electronic Arts' FIFA series of association football video games.Three major gameplay changes have been implemented in FIFA 12 these are the Impact Engine, Tactical Defending, and Precision Dribbling. The best thing that will surely amaze you is, there are more than 126 teams in this edition of the Winning Eleven 2012 game. FIFA 12 torrent download for PC on this webpage. Apart from this, there are many modes of football like the league stage, cup, friendly match, world cup, and many other national and international leagues. You can play multiple leagues at the same time while resuming one and playing others at the same time. If you want to download and install this amazing football game, then this is the right time and the right place for you. ![]() It is a 3D football game that will craze you with the beauties of football. But the Winning Eleven 2012 is winning the hearts of football lovers because of its great features. FIFA is one of the best selling titles ever released by Electronic Arts. Due to such a great number, every Android developer is looking to bring out a sensational football game for Android smartphones. Downloading a copy of FIFA 12 lets you experience all the fun of professional soccer games right on your computer. Video Card: NVidia GeForce 6600 or ATI Radeon HD 2400 Proįree Disk Space: 6 GB Recommended System RequirementsĬPU: Intel Core 2 Duo E6600 2.Football is one of the favorite games of 8 out of 10 people in the world. It’s an exciting sports game based on football. FIFA 12 game Download Free PC Game setup in single direct link for Windows. Release Date: 2011 Minimum System RequirementsĬPU: Intel Celeron E1200 Dual-Core 1.6GHz or AMD Athlon 64 X2 Dual Core 3600+ FIFA 12 will have two commentary teams: one comprising Clive Tyldesley and Andy Townsend, the other Alan Smith and Martin Tyler. FIFA Soccer 12 brings to the pitch a new game-changing Player Impact Engine, which is a physics engine built to deliver real-world physicality in every interaction on the pitch. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |